Zero PermissionNo BackendDeveloper First

The XRP Wallet
That Doesn't Suck

No QR scans. No SDK worship. No walled gardens. Pure, decentralized access to the XRP Ledger — on-chain, on your terms.

Features

Everything you need.
Nothing you don't.

Local Key Storage

Your keys never leave your device. No servers, no custodians, no compromises.

On-Chain DEX Trading

Trade directly on the XRPL decentralized exchange. No intermediaries, no counterparty risk.

Token Swaps

Swap any XRPL token instantly with best-path routing built right in.

NFT Management

View, send, and manage your XLS-20 NFTs from a single, clean interface.

Liquidity Provision

Add liquidity to AMM pools and earn fees without leaving the wallet.

Multi-Platform

Chrome extension and mobile app. Same experience, same security, anywhere.

Security

Security isn't a feature.
It's the architecture.

Built from the ground up with a zero-trust, zero-permission model. No attack surface because there's nothing to attack.

0
Permissions Required

Zero-Permission Architecture

No camera, no contacts, no background services. DropFi asks for nothing because it needs nothing.

0
Analytics Trackers

No Tracking. Ever.

We don't monitor your transactions, your balances, or your behavior. Your finances are your business.

100%
Client-Side

No Backend Servers

Everything runs locally. No servers to hack, no databases to breach, no single point of failure.

Your Sovereignty

Non-Custodial

Your keys live on your device and only your device. We can't access your funds even if we wanted to.

Authentication

Your keys.
Your identity.

No email signups. No OAuth redirects. No centralized identity providers. DropFi authenticates you locally — the way crypto was meant to work.

Unlock DropFi
Biometric verification required
Verified — 0.3s

Biometric Auth

Face ID, Touch ID, and fingerprint unlock. Your body is your password.

Passkey Support

Hardware-backed passkeys for phishing-resistant login. No passwords to steal.

Local-Only Verification

All auth happens on your device. No servers verify your identity — because they don't need to.

Encrypted Storage

Keys are encrypted at rest using platform-native secure enclaves. AES-256 minimum.

Device-Bound Sessions

Sessions are tied to your hardware. Stolen cookies are worthless without your device.

Multi-Wallet Management

Manage multiple wallets with independent auth. Switch accounts without re-authenticating.

Zero Fees

Free. Not freemium.
Free forever.

No transaction fees. No swap markups. No premium tiers. No catch. DropFi will always be free because access to your own money shouldn't cost extra.

$0
fees, forever
DropFi
Xaman
Joey Wallet
Crossmark
Transaction Fees
Free forever
0.8% on swaps + 0.09 XRP
Network only
Network only
Fees
0%
0.8%+
0.8%+
0.8%+
SDK Worship
QR Scans
Non-Custodial
Zero Permissions
Injection API (no QR)

* Standard XRPL network fees (~0.00001 XRP) still apply. DropFi charges nothing on top.

Developers

Build on XRPL.
Ship in minutes.

One package. Three lines to connect. Full access to the XRP Ledger with React hooks — no proprietary SDKs, no vendor lock-in.

app.tsx
import { XrplProvider, useXrplReact } from '@dropfi/xrpl-react';
function App() {
return (
<XrplProvider>
<WalletButton />
</XrplProvider>
);
}
function WalletButton() {
const { address, connect, disconnect } = useXrplReact();
return address
? <button onClick={disconnect}>Connected: {address}</button>
: <button onClick={connect}>Connect Wallet</button>;
}
auth.ts
// Sign a message to authenticate — no passwords needed
const { address, signMessage } = useXrplReact();
const message = `Sign in to My App
Wallet: ${address}
Timestamp: ${new Date().toISOString()}`;
const { signature, publicKey } = await signMessage(message);
await fetch('/api/auth/sign', {
method: 'POST',
headers: { 'Content-Type': 'application/json' },
body: JSON.stringify({ message, publicKey, signature }),
});
Sign Message Auth

Authenticate with
a signed message.

No passwords. No OAuth. Users prove wallet ownership by signing a message — your backend verifies the signature and issues a session. Authentication in seconds.

Read the Auth Docs →

Download DropFi today

Get true decentralized access to the XRP network.

Download on the App StoreGet it on Google PlayGet it from Chrome Web Store