DropFi vs Xaman
Choosing an XRPL wallet often comes down to fees, how you connect to dApps, and whether you want one wallet on both phone and desktop. Here’s how DropFi compares to Xaman (formerly Xumm), one of the most widely used wallets on the XRP Ledger.
Why compare DropFi and Xaman?
Xaman has been a staple for XRPL users for years: non-custodial, feature-rich, and well integrated with the ecosystem. The main differences with DropFi are how much you pay to use the wallet (especially for swaps), how dApps connect (injection vs QR), and where the wallet runs. DropFi is available as a mobile app and a Chrome extension with a single injection API, so you can use the same wallet and the same flow on desktop and in your phone’s browser.
Fees: where it adds up
Xaman charges a 0.8% fee on swaps plus 0.09 XRP per swap. For active traders or anyone moving in and out of XRP and tokens, that can add up. DropFi does not charge swap or transaction fees on top of the XRPL network fee (the tiny ~0.00001 XRP that the ledger itself requires). So you keep more of what you trade.
Connecting to dApps: injection vs QR
On desktop, Xaman typically connects to web dApps via QR codes or deep links: you scan or open the link on your phone and approve there. DropFi’s Chrome extension uses the XRPL injection API instead. Websites detect the extension, prompt you to connect, and you sign in-browser — no second device and no QR step. On mobile, DropFi’s in-app browser also uses injection, so the same “connect and sign in one place” flow works on your phone.
Comparison at a glance
Mobile & extension
DropFi is available as a mobile app (iOS & Android) and as a Chrome extension. One wallet works in both; connect to dApps via injection in the browser or in-app browser on mobile.
No QR required
With the DropFi extension, sites can connect and sign via the injection API — no QR codes or redirects. Xaman relies on QR or deep links for web dApp connections.
Bottom line
If you want zero swap fees, one wallet on mobile and desktop, and in-browser connection without QR codes, DropFi is built for that. If you’re already deep in the Xaman ecosystem and don’t mind the fee structure, both wallets are non-custodial and support the XRPL. You can always use both and compare for yourself.
* XRPL network fees (~0.00001 XRP) still apply. DropFi does not add fees on top.